Terms and Conditions

Please read these terms carefully before using our platform

1. Introduction

Welcome to Seedio. These Terms and Conditions ("Terms") govern your access to and use of the Seedio website, mobile applications, and services (collectively, the "Platform"). The Platform is owned and operated by Seedio Ltd. ("Seedio," "we," "us," or "our").

By accessing or using our Platform, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our Platform.

2. Definitions

Throughout these Terms, we use certain defined terms:

  • "User," "you," or "your" refers to any individual or entity that accesses or uses our Platform.
  • "Content" refers to all information, text, images, data, links, software, or other material that Seedio or third parties provide and that is displayed on, available through, or related to the Platform.
  • "Investment" refers to any financial transaction made through the Platform for the purpose of acquiring real estate or other assets.
  • "Services" refers to the investment, migration, and related services provided by Seedio through the Platform.

3. Acceptance of Terms

By accessing our Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are using the Platform on behalf of an organization, you are agreeing to these Terms for that organization and confirming that you have the authority to bind that organization to these Terms.

We may update these Terms from time to time. Your continued use of the Platform after we post any changes to the Terms signifies your acceptance of the updated terms.

4. Eligibility

To use our Platform, you must be at least 18 years old and capable of forming a binding contract. By using the Platform, you represent and warrant that you meet these requirements.

Our Services are not available to residents of countries where such Services would be prohibited by law. It is your responsibility to ensure that your use of the Platform complies with all applicable laws in your jurisdiction.

5. Account Registration and Security

To access certain features of the Platform, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

  • Create a strong password and keep it confidential
  • Restrict access to your account and your device
  • Notify Seedio immediately of any unauthorized use of your account or any other breach of security

Seedio will not be liable for any loss or damage arising from your failure to comply with these requirements.

6. Services Description

Seedio provides a platform that connects investors with global investment migration opportunities, particularly focused on real estate investments qualifying for residency or citizenship programs.

Our Services may include, but are not limited to:

  • Providing information about investment migration programs
  • Facilitating real estate investments
  • Assisting with residency or citizenship application processes
  • Offering investment portfolio management tools
  • Providing legal and tax advisory connections

Seedio reserves the right to modify, suspend, or discontinue any aspect of the Services at any time without notice or liability.

7. Fees and Payments

Use of certain Services provided by Seedio may be subject to fees. All fees are stated in euros (€) unless otherwise specified.

Payment Terms

You agree to pay all applicable fees as described on the Platform for any Services used. Payments are due at the time specified during the transaction process. All payment obligations are non-cancelable, and fees paid are non-refundable except as expressly stated in these Terms or as required by applicable law.

Third-Party Payment Processors

Seedio uses third-party payment processors to facilitate payments. Your use of such services is subject to the terms and conditions of those third-party providers.

8. Investment Terms

Seedio facilitates investments but does not provide financial advice. Before making any investment, you should:

  • Consult with qualified legal, financial, tax, and investment advisors
  • Conduct thorough due diligence on any investment opportunity
  • Carefully read all investment documentation

Investment Risks

All investments involve risk, including the possible loss of principal. Real estate investments may be subject to additional risks, including:

  • Market fluctuations and property value changes
  • Liquidity constraints
  • Regulatory changes affecting property ownership or investment migration programs
  • Currency exchange rate fluctuations
  • Political and economic instability in investment locations

Past performance is not indicative of future results. Seedio does not guarantee investment returns or success in obtaining residency or citizenship.

9. Immigration Services

Seedio may provide information about residency and citizenship programs and connect you with licensed immigration advisors. However, Seedio is not a law firm and does not provide legal advice.

We do not guarantee the approval of any visa, residency, or citizenship application. Immigration requirements and regulations can change, and successful applications depend on numerous factors, including your personal circumstances and the policies of relevant government authorities.

10. Intellectual Property Rights

All content on the Platform, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Seedio or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.

Limited License

Seedio grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform and its content for personal, non-commercial purposes. This license does not include:

  • Modifying or copying the materials
  • Using the materials for any commercial purpose
  • Attempting to decompile or reverse engineer any software contained on the Platform
  • Removing any copyright or other proprietary notations
  • Transferring the materials to another person or "mirroring" the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Seedio at any time.

11. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Platform, you consent to our collection and use of your personal data as described in our Privacy Policy.

12. User Conduct

You agree to use the Platform only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:

  • Use the Platform in any way that violates any applicable laws or regulations
  • Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Platform
  • Attempt to gain unauthorized access to the Platform, other users' accounts, or computer systems or networks connected to the Platform
  • Use any robot, spider, or other automatic device or process to access the Platform
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other harmful material
  • Collect or track the personal information of others
  • Interfere with the proper working of the Platform

13. Disclaimers

THE PLATFORM AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. SEEDIO DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Seedio does not warrant that:

  • The Platform will meet your requirements
  • The Platform will be uninterrupted, timely, secure, or error-free
  • The results that may be obtained from the use of the Platform will be accurate or reliable
  • The quality of any products, services, information, or other material purchased or obtained through the Platform will meet your expectations

No advice or information, whether oral or written, obtained by you from Seedio or through the Platform shall create any warranty not expressly stated in these Terms.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SEEDIO, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, RESULTING FROM:

  • Your access to or use of or inability to access or use the Platform
  • Any conduct or content of any third party on the Platform
  • Any content obtained from the Platform
  • Unauthorized access, use, or alteration of your transmissions or content

In no event shall Seedio's total liability to you for all claims exceed the amount paid by you to Seedio during the twelve (12) months preceding the event giving rise to the liability.

15. Indemnification

You agree to indemnify, defend, and hold harmless Seedio, its affiliates, and their respective officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these Terms by you or any activity related to your account (including negligent or wrongful conduct).

16. Termination

Seedio may terminate or suspend your account and access to the Platform immediately, without prior notice or liability, for any reason, including, without limitation, if you breach these Terms.

Upon termination, your right to use the Platform will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Greece, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms or your use of the Platform shall be brought exclusively in the courts located in Athens, Greece, and you consent to the personal jurisdiction of such courts.

18. Changes to Terms

Seedio reserves the right to modify or replace these Terms at any time at its sole discretion. The most current version will always be posted on the Platform. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our Platform after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Platform.

19. Contact Information

If you have any questions about these Terms, please contact us at:

Seedio Ltd.
123 Syntagma Square
Athens, 10563
Greece

Email: legal@seedio.com
Phone: +30 210 1234567

Last updated: May 18, 2025